Quick start
Send your first disbursement on PayMongo. Pick the path that matches how you work — the outcome is the same: funds delivered from your wallet to a recipient account, with a status you can verify
Quick Start: API
For developers wiring PayMongo into an application. Authenticate, submit a batch transfer, track its status with a webhook or by polling. Same endpoints in test and live mode — switch by swapping your secret key.
Quick Start: Dashboard
For finance and operations teams sending payouts by hand. No code. Log in, pick a recipient, confirm the amount, and PayMongo handles the rail.
Quick Start: Wallet QR
For developers building QR-based money flows on the API. Generate a static or dynamic QR to receive funds into your wallet, or scan a recipient's QR to send funds out. Requires a live key — Wallet QR does not support test mode.
Most teams combine paths: developers wire up the API or Wallet QR for automated flows, while finance keeps the Dashboard for one-off payouts and manual approvals.
Before you start
All paths assume:
- A PayMongo merchant account with at least one wallet activated.
- A funded wallet — or test funds if you're starting in test mode see wallet test case docs.
The API and QR path additionally needs your secret API key from the dashboard. The Dashboard path needs a user account with disbursement permissions on your merchant.
What you'll have at the end
A disbursement submitted to PayMongo, accepted as pending, that you can watch transition to succeeded, and enough familiarity with the flow to send the next one without rereading this guide.